2 min read
Definition
A registered charge is a security interest over company assets filed at Companies House, normally within 21 days of creation. Registration fixes its priority and makes it enforceable in an insolvency.
In plain terms
It is the official "this lender has dibs" flag on your company. Any future lender or buyer running a search will see it.
Why it matters for your company
Existing charges shape how much more you can borrow and on what terms. Clear satisfied charges promptly so your record shows only live security. See fixed and floating charges.
Related reading
First charge
A first charge is the top-ranking claim over an asset — that lender gets paid first from a sale, ahead of any…
Read →
Fixed charge
A fixed charge is security a lender takes over a specific, identifiable business asset — such as property or…
Read →Floating charge
A floating charge is security a lender takes over a changing pool of business assets — such as stock, cash…
Read →
Debenture
A debenture is a legal document that secures a loan against a company's assets, giving the lender a…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.