2 min read
£5k–£250kTypical facility size
3–24 moCommon terms
No PGCredicorp lends to the company
What is a business loan?
A business loan is finance advanced to a company rather than an individual. The company borrows a sum and repays it over an agreed term, usually with interest.
- Secured or unsecured
- Fixed or variable rate
- Term or revolving
How lenders decide
Lenders weigh affordability, trading history and cash flow. Credicorp’s assessment is company-first.
Frequently asked questions
Do I need a personal guarantee?
Not with Credicorp. We lend to your company, not to you personally.
How fast is funding?
Often within a working day of approval.
Related reading
Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.