2 min read
Definition
A trade creditor is a supplier to whom a company owes money for goods or services received but not yet paid for. Trade creditors appear as current liabilities and represent trade credit extended to the business.
In plain terms
It's anyone you've bought from on account and haven't paid yet. Until the invoice falls due, you're using their money for free — a natural funding source.
Why it matters for your company
Managing creditor days fairly is part of working-capital discipline; abusing supplier terms damages relationships. See working capital management.
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Trade creditor
A trade creditor is a supplier a business owes money to for goods or services received on credit.
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.