2 min read
Definition
Selective invoice finance lets a business finance individual invoices of its choosing, rather than committing its whole sales ledger. It offers flexibility — raise cash against one big invoice when needed, without an ongoing facility over everything.
In plain terms
Where full factoring or discounting covers the entire ledger, selective finance is à la carte: pick the invoices you want to advance, pay a fee only on those, and leave the rest alone. It suits occasional or lumpy cash needs.
Why it matters
Selective finance fits businesses that need invoice finance only now and then, not as a standing arrangement. See spot factoring and the invoice finance guide.
Related reading
Spot factoring
Spot factoring is factoring a single invoice as a one-off, rather than entering an ongoing facility.
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Invoice factoring
Invoice factoring is a form of invoice finance where a business sells its unpaid invoices to a factor, which…
Read →Invoice discounting
Invoice discounting is a form of invoice finance where a business borrows against its unpaid invoices while…
Read →Invoice finance (defined)
Invoice finance releases cash tied up in unpaid customer invoices, advancing a share up front and the rest on…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.