Glossary

Invoice discounting

Invoice discounting advances cash against your unpaid invoices while you keep chasing and collecting them yourself — a more discreet cousin of factoring.

2 min read

Cash on invoicesAdvance now
You collectStays confidential

Definition

Invoice discounting is a form of invoice finance where a lender advances a percentage of unpaid invoices' value, but the business retains responsibility for collecting payment and the arrangement can remain confidential from customers.

In plain terms

You unlock the cash tied up in invoices but keep managing your own customer relationships and collections — often without customers knowing.

Why it matters for your company

It suits businesses with sound credit control that want the cash-flow boost without handing over collections. Compare with factoring.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.