Glossary

Bridging finance (defined)

Bridging finance is a fast, short-term, usually property-secured loan that bridges a gap until a defined exit — a sale or refinance — repays it.

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Definition

Bridging finance is a short-term loan, usually secured on property or a high-value asset, designed to bridge a specific gap until a clear exit repays it — typically a property sale or a refinance. It is fast to arrange but priced per month and often fee-heavy, so it is expensive if held longer than intended.

Bridging suits genuine property or asset transactions with a dated exit. For ordinary trading needs it is usually the wrong, and dearer, tool — a short-term business loan fits better. See bridging vs a short-term loan and the bridging finance guide.