Glossary

Business equity release

Business equity release raises cash against the value locked in your assets — usually commercial property — without selling them, freeing capital for growth or refinancing.

2 min read

Cash from asset valueKeep the asset

Often propertyFunds growth

Definition

Business equity release is finance secured against the equity in business assets — typically commercial property, but also plant or a whole asset base via asset-based lending — releasing capital without an outright sale.

In plain terms

If your premises are worth far more than the mortgage on them, that gap is trapped value. Equity release turns some of it into usable cash while you keep trading from the building.

Why it matters for your company

It can fund expansion or replace pricier debt, but it adds a secured charge and repayments. Weigh it against an unsecured business loan with no charge over your property, and see sale and leaseback.