Glossary

Company credit check

A lender's review of a limited company's own credit file and score — distinct from any check on the director personally.

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Definition

A company credit check assesses a limited company's credit file — its score, payment record and public records — held separately from the director's personal credit. It is the check that drives a decision on a loan assessed on the company.

Why it matters

With a no-personal-guarantee lender, the company check carries the decision and personal credit stays out of it. See how to check your report.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.