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Definition
Charge registration is the process of registering a security interest — such as a debenture or fixed charge — against a company at Companies House, generally within 21 days of creation. Registration gives public notice and largely determines the charge's priority against others.
In plain terms
It's how the world knows your company's assets are promised to a lender. It also decides who gets paid first if there are competing claims.
Why it matters for your company
Registered charges appear on your public record and can affect further borrowing. Unsecured lending leaves your record clear — see secured vs unsecured.
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Debenture (as security)
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Floating charge
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Charge registration
Charge registration is filing a lender's security at Companies House within 21 days — the step that makes the…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.